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Disclaimer

The Stefan Financial and Management LLC. (“Company”) nor its contributors shall be held liable for any improper or incorrect use of the information described and/or contained herein and assumes no responsibility for anyone’s use of the information.

In no event shall the Company or its contributors be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement or substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this system, even if advised of the possibility of such damage.

This disclaimer of liability applies to any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence or under any other cause of action.

INDEMNIFICATION

User agrees to defend, indemnify, and hold harmless, the Company, its contributors, any entity jointly created by them, their respective affiliates, and their respective directors, officers, employees, and agents from and against all claims and expenses, including attorneys’ fees, arising out of the use of the online service by user or user’s account.

DISCLAIMER OF WARRANTIES/ACCURACY OF DATA

Although the data found using The Company’s access systems have been produced and processed from sources believed to be reliable, no warranty expressed or implied is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information. This disclaimer applies to both isolated and aggregate uses of the information.

The Company provide this information on an “as is” basis. All warranties of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer viruses and non-infringement of proprietary rights ARE DISCLAIMED.

Changes may be periodically added to the information herein; these changes may or may not be incorporated in any new version of the publication. If you have obtained information from The Company from a source other than The Company’s website, be aware that electronic data can be altered subsequent to original distribution. Data can also quickly become out-of-date. It is recommended that careful attention be paid to the contents of any metadata associated with a file, and that the originator of the data or information be contacted with any questions regarding appropriate use.

If you find any errors or omissions, we encourage you to report them to the Company’s webmaster by filling the form on our contact us page.

DISCLAIMER OF ENDORSEMENT

The Company is a distributor of content sometimes supplied by third parties and users. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, users, or others, are those of the respective author(s) or distributor(s) and do not necessarily state or reflect those of the Company.

Reference herein to any specific commercial products, process, or service by trade name, trademark, manufacturer, or otherwise, does not constitute or imply its endorsement, recommendation, or favoring by the Company, and such reference shall not be used for advertising or product endorsement purposes.

DISCLAIMER FOR HYPERTEXT LINKS

Neither the Company nor its contributors are responsible for the contents of any off-site pages referenced. The user specifically acknowledges that neither the Company nor its contributors is liable for the defamatory, offensive, or illegal conduct of other users, links, or third parties and that the risk of injury from the foregoing rests entirely with the user.

Links from The Company’s page on the World Wide Web to other sites do not constitute an endorsement from The Company. These links are provided as an information service only. It is the responsibility to the web surfer to evaluate the content and usefulness of information obtained from other sites.

DISCLAIMER OF DUTY TO CONTINUE PROVISION OF THE DATA

Due to the dynamic nature of the Internet, resources that are free and publicly available one day may require a fee or restrict access the next, and the location of items may change as menus, homepages, and files are reorganized. User expressly agrees that use of The Company is at the user’s sole risk. Neither the Company, any entity jointly created by them, each of their affiliates nor any of their respective employees, agency, third party content providers or licenser warrant that the service will be uninterrupted or error free.

CHOICE OF LAW

Construction of the disclaimers above and resolution of disputes thereof are governed by the laws of the State of California.

GOOGLE™ TRANSLATOR DISCLAIMER

This Google translation feature is provided for informational purposes only.

The Company is unable to guarantee the accuracy of this translation and is therefore not liable for any inaccurate information resulting from the translation application tool.

Please consult with a translator for accuracy if you are relying on the translation or are using this site for official business.

Last updated: May 2023

© Stefan Financial and Management LLC. (SFM) registered brand 2024

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